How does the referral program work?

Inviting others to use Tala is very easy and allows you to earn cumulative rewards. Best of all, you are not a guarantor or responsible for your invitees' loans; there is no risk to your finances or credit history.

Steps to invite and win

  1. Get your code: Open your Tala app and click on the "INVITE NOW" section . There you will see your unique, personal code.
  2. Share: Copy your code or send your personalized link directly via WhatsApp, Facebook, SMS, or email.
  3. Your friend's registration: When your friends apply for a loan, they must enter your referral code or register using your link. Without this, the system will not be able to link the invitation to your account.
  4. Receive your reward: Once your guest is approved and pays their first loan on time, your bonus will be automatically activated.

Rewards

Bonuses vary, but they are all designed to help you grow. Earn ₱200 off your next payout for each referral that is approved for ₱1,000 or more and pays on time.

Frequently Asked Questions

Are the rewards cumulative?

Yes! You can invite as many people as you want, with no limit .

Where do I see my earnings?

In the "INVITE NOW" or "My Referral Rewards" section of your app, you can see a history of how many friends have joined and how much money you've earned. Make sure you have the latest version of the app to view these metrics.

What happens if my guest doesn't pay?

Don't worry. If your guest is late, you simply won't receive the bonus for that person, but your credit history and your relationship with Tala won't be affected in any way.

Why haven't I received my reward?

The most common reasons are:

  • The guest did not enter your code when registering.
  • The guest has not yet paid off his first loan.
  • The guest made their payment after the deadline.

🛡️ Safety Tip

Share your code only through the official app. Tala will never ask you for money to "activate" your referral program.

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